While a homeowner’s policy will protect you against loss from theft or fire and wind damage to your home, your owner’s title insurance policy will protect you from hidden title hazards that threaten your financial investment in your home. Title insurance is unusual in that it protects you from losses caused by errors that may have occurred in the past, while most insurance products protect from losses incurred if something happens in the future.
A title search does due diligence during any property transaction, but mistakes can be made and things can be missed. Oftentimes a home or piece of land has been owned by numerous people stretching back a century or more. An owner’s title insurance policy protects from possible errors, and from future claims or undiscovered interests. Such errors and claims might include forgery of deed documents, fraud, and mistakes in public records.
Let’s take a closer look at the life of a title order, and what exactly happens:

The Stages in the Life of a Title Order
- Open title order
- Title search and examination
- Title commitment
- Curative matters
- Closing
- Post-closing processing
- Your title policy is issued!
In a highly competitive industry with all the pitfalls that can occur with financing, Venture Title Services clearly stands out. Contact us today and let Venture TItle Services help you smoothly navigate your real estate closing transaction. We look forward to working with you soon!